FAQ on international money transfer with UME

How can I make an international transfer payment without a bank account?

UME is a certified agent for Western Union, an international transfer system for individual and business clients, outside the traditional banking transfer network. Through this system, you can safely send and receive international money transfers without any bank account.

What is the transfer delay through the Western Union transfer system?

International transfers through Western Union can take between a few minutes and 12 hours.

How can I make a Western Union transfer through UME?

To make an international transfer with Western Union, you can visit a UME office in downtown Paris, with your passport and the total transfer amount (the amount to be transferred plus the transfer costs) in cash. You will be asked for the full name of the recipient abroad. Once the transfer processed, you will be given a MTCN reference number, with which you will be able to monitor the transfer, and which you will provide to the recipient.

How can I withdraw a money transfer from Western Union?

To receive a Western Union money transfer through UME, you need to visit a UME office in Paris with your passport, the MTCN reference number which has been communicated by the sender, the name of the sender and the amount to receive.

How can I monitor the transfer?

You can monitor your money transfer on the website of Western Union by using the transfer’s MTCN reference number.

What are the means of payment of a Western Union transfer?

Western Union transfers through UME can currently only be paid in cash, both the transfer amount and the transfer costs.

UME's currency exchange activities are authorized and regulated under the authority of the Banque de France, of the ACPR and of the French Customs Office. UME is certified ISO 9001:2008 for all of its activities.

Cours interbancaires - Spot rates • USD 1 € = 1,2355 USD • GBP 1 € = 0,8847 GBP • Pour seule information - For information only • CHF 1 € = 1,1710 CHF • CAD 1 € = 1,5996 CAD • Pour un taux - For a quote : Contact +33 (0)1 45 63 99 28 • JPY 1 € = 1,3172 JPY • CNY 1 € = 7,8040 CNY • Cours interbancaires - Spot rates • USD 1 € = 1,2355 USD • GBP 1 € = 0,8847 GBP • Pour seule information - For information only • CHF 1 € = 1,1710 CHF • CAD 1 € = 1,5996 CAD • Pour un taux - For a quote : Contact +33 (0)1 45 63 99 28 • JPY 1 € = 1,3172 JPY • CNY 1 € = 7,8040 CNY • Cours interbancaires - Spot rates • USD 1 € = 1,2355 USD • GBP 1 € = 0,8847 GBP • Pour seule information - For information only • CHF 1 € = 1,1710 CHF • CAD 1 € = 1,5996 CAD • Pour un taux - For a quote : Contact +33 (0)1 45 63 99 28 • JPY 1 € = 1,3172 JPY • CNY 1 € = 7,8040 CNY •